Bring Your Project
Within Reach
Flexible ADU financing options designed to help turn your project into reality.
Estimate My Monthly Payment
Adjust the options to see your estimated payment compared with potential rental income.
Suggested for 1 Bed: $2,700/mo — illustrative only.
Payment vs Rental Income
$220,000 ÷ $300/SF
Actual project pricing varies by location, site conditions, design, utilities, permitting and finish level.
Rates and available programs vary based on borrower qualifications and property details.
Your ADU Financing Estimate
Financing and rental calculations are estimates for illustrative purposes only and do not constitute a loan offer, approval, appraisal, construction quote, investment projection, or guarantee of rental income. Rates, terms, construction costs, operating expenses and rental income will vary. Financing is subject to lender qualification and approval. Property owners are responsible for verifying local ADU and rental regulations. Financing provided through SunnyHill Financial, subject to applicable lender terms and approvals.
Financing Estimate
October 7, 2026
ADU Financing Estimate
| ADU Size | 1 Bed (640 SF) |
| Estimated Project Budget | $220,000 |
| Interest Rate | 6.5% |
| Loan Term | 30 Years |
| Estimated Monthly Payment | $1,391/mo |
| Estimated Monthly Rent | $2,700/mo |
| Estimated Operating Costs | $650/mo |
| Estimated Net Cash Flow | +$659/mo |
| Estimated Buildable ADU Size | ≈ 733 SF @ $300/SF |
Financing and rental calculations are estimates for illustrative purposes only and do not constitute a loan offer, approval, appraisal, construction quote, investment projection, or guarantee of rental income. Financing is subject to lender qualification and approval. Financing provided through SunnyHill Financial, subject to applicable lender terms and approvals.